Privacy Policy

SBS Funds (“SBS Funds,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide through our website, sbsfunds.com.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit an inquiry, complete a funding application, or otherwise interact with our online services.

By using our website, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide to us when you use our website, contact us, or submit an application.

Depending on how you interact with SBS Funds, this information may include:

Contact Information

• First and last name
• Business name
• Email address
• Phone number
• Mailing address
• State and ZIP code

Business Information

When you submit a funding inquiry or application, we may collect information about your business, which may include:

• Business type
• Industry
• Time in business
• Business revenue
• Funding amount requested
• Intended use of funds
• Existing financing information
• Other information necessary to evaluate your funding needs

Financial and Application Information

Depending on the application and funding process, we may request additional information or documentation necessary to evaluate a potential funding relationship.

The specific information requested may vary depending on the funding solution and applicable requirements.

Information You Provide Through Communications

We may retain information you provide when you contact us through our website, email, telephone, or other communication channels.

2. Information Collected Automatically

When you visit our website, certain information may be collected automatically through your browser, device, or website technologies.

This may include:

• IP address
• Browser type and version
• Device type
• Operating system
• Pages visited
• Date and time of visits
• Referring website
• General website usage information
• Other technical or diagnostic information

This information may be used to help maintain website security, understand website usage, and improve our website and services.

3. Cookies and Tracking Technologies

SBS Funds may use cookies and similar technologies to operate and improve our website.

Cookies may be used to:

• Remember website preferences
• Understand how visitors use the website
• Analyze website performance
• Improve website functionality
• Help maintain website security
• Support marketing or advertising activities, where applicable

You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect some website functionality.

If we use third-party analytics, advertising, or tracking services, those providers may collect information in accordance with their own privacy policies.

4. How We Use Your Information

We may use information we collect for purposes including:

• Responding to inquiries and requests
• Communicating with you about your inquiry or application
• Reviewing and evaluating funding requests
• Providing information about available funding solutions
• Processing and managing applications
• Providing customer support
• Improving our website and services
• Understanding website usage and performance
• Preventing fraud, abuse, or unauthorized activity
• Protecting the security of our website and systems
• Complying with applicable legal and regulatory requirements
• Enforcing our agreements and policies
• Communicating with you about products or services where permitted by law

5. How We Share Information

We may share information with service providers, business partners, contractors, or other parties when reasonably necessary to operate our business, provide services, process applications, maintain our website, or perform other legitimate business functions.

For example, information may be shared with providers that assist with:

• Website hosting
• Website analytics
• Customer communications
• Application processing
• Data storage
• Information technology
• Fraud prevention and security
• Other business operations

We may also disclose information when required or permitted by applicable law, including in response to valid legal processes, governmental requests, court orders, or to protect our rights, property, users, or others.

6. Information Submitted for Funding

Information submitted through a funding application may be used to evaluate your business and funding needs.

Depending on the funding process, information may be shared with relevant service providers, funding partners, or other parties involved in evaluating or facilitating a potential funding relationship, subject to applicable law and the terms applicable to the specific application or funding process.

Submitting an application does not guarantee approval or funding.

7. Communications

If you submit a contact form, inquiry, or funding application, we may use the contact information you provide to respond to your request.

Depending on applicable law and your preferences, we may also communicate with you by email, telephone, SMS, or other communication methods regarding your inquiry, application, services, or other relevant business communications.

Where required, we will obtain appropriate consent for marketing communications.

You may request to stop receiving marketing communications by following the unsubscribe instructions included in the communication or by contacting us.

8. Data Security

We take reasonable measures designed to protect personal information against unauthorized access, use, alteration, disclosure, or destruction.

However, no method of transmitting information over the Internet or storing information electronically is completely secure. Therefore, we cannot guarantee absolute security.

You are responsible for maintaining the security of any credentials or information you use to access services or accounts associated with SBS Funds.

9. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

• Provide requested services
• Process or evaluate applications
• Maintain business and transaction records
• Comply with legal or regulatory obligations
• Resolve disputes
• Enforce agreements
• Protect our legitimate business interests

The specific retention period may vary depending on the type of information and the purpose for which it was collected.

10. Third-Party Websites

Our website may contain links to websites, services, or resources operated by third parties.

SBS Funds does not control the privacy practices of third-party websites. If you follow a link to another website, we encourage you to review that website’s privacy policy before providing personal information.

This Privacy Policy applies only to information collected by or on behalf of SBS Funds through our website and related services.

11. Children’s Privacy

Our website and services are intended for businesses and adults.

We do not knowingly collect personal information from children where prohibited by applicable law.

If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.

12. Your Privacy Choices and Rights

Depending on where you live and applicable law, you may have certain rights regarding your personal information.

These rights may include the ability to:

• Request access to personal information we maintain about you
• Request correction of inaccurate information
• Request deletion of certain information
• Request information about how your information is used or disclosed
• Opt out of certain marketing communications
• Exercise other rights provided by applicable privacy laws

Requests may be subject to verification and applicable legal limitations.

To make a privacy-related request, contact us using the information provided below.

13. Do Not Track

Some web browsers offer a “Do Not Track” setting.

Because there is currently no universally accepted standard for responding to Do Not Track signals, our website may not respond to such signals unless required by applicable law.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our business, website, services, legal requirements, or privacy practices.

When we make changes, we will update the “Last Updated” date at the top of this page.

We encourage you to review this Privacy Policy periodically to stay informed about how we handle personal information.

15. Contact Us

If you have questions about this Privacy Policy, want to make a privacy-related request, or have concerns about how your information is handled, please contact us.

SBS Funds

Email: info@sbsfunds.com

Website: sbsfunds.com

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