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Business Term Funding

Structured Business Capital for Your Next Move

SBS Funds Business Term Funding provides businesses with access to structured capital designed around their financial profile, funding requirements, and business objectives.

Our Funding Solutions

What Is Business Term Funding?

Business Term Funding is a structured form of business financing that provides capital for a defined business need.

Unlike flexible funding options such as a business line of credit, term funding is generally designed around a specific funding requirement and repayment structure.

The specific funding amount, structure, repayment terms, and eligibility requirements depend on the business and applicable funding program.

Is Business Term Funding Right for Your Business?

Business Term Funding may be worth exploring if your business has a defined capital requirement and you’re looking for a structured funding solution.

It may be suitable for businesses looking to:

  • Invest in equipment
  • Purchase inventory
  • Strengthen working capital
  • Expand operations
  • Improve or renovate business facilities
  • Fund marketing and growth initiatives
  • Pursue a specific business opportunity

The appropriate funding solution depends on your business’s financial profile, funding needs, and individual circumstances.

What Can Business Term Funding Be Used For?

Business owners may seek term funding for a wide range of business expenses and investments.

Working Capital

Support day-to-day operating expenses and manage cash flow requirements.

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Equipment

Purchase or invest in equipment needed to operate, improve, or expand your business.

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Inventory

Fund inventory purchases and maintain the products or materials your business needs.

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Business Expansion

Support expansion plans, additional locations, increased capacity, or other growth initiatives.

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Renovations & Improvements

Invest in improvements to your existing business location or operating environment.

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Marketing & Growth

Fund marketing initiatives, customer acquisition, or other strategies designed to support business growth.

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The Process

A Straightforward Funding Process

We aim to make exploring business funding as simple and transparent as possible.

Apply

Complete our online application and tell us about your business, funding needs, and goals.

Review

Our team reviews your business profile and funding requirements to understand which solutions may be appropriate for your business.

Explore Your Options

We work with you to identify available funding options based on your business profile and financial needs.

Move Forward

Once you select the funding solution that works for your business, you can move forward with the next steps.

Why SBS Funds?

Why Business Owners Choose SBS Funds

Choosing a business funding provider is an important decision. At SBS Funds, we focus on providing an experienced, direct, and responsive funding experience.

14+ Years of Industry Experience

Our team brings more than 14 years of experience in the business funding industry.

Direct Access

We work directly with business owners rather than adding unnecessary layers to the funding process.

Business-Focused Approach

We take the time to understand your business, financial position, and capital requirements.

Long-Term Relationships

Our goal isn't simply to address one funding need. We aim to become a reliable capital resource as your business grows.

Business Term Funding From SBS Funds

Your business may have an opportunity worth pursuing, an investment that needs to be made, or a capital requirement that needs to be addressed. Tell us about your business and funding requirements to get started.